MoneyThumb vs ProperSoft: 2qbo Convert Pro and ProperConvert Compared for PDF to QBO

MoneyThumb 2qbo Convert Pro is long-established desktop software that reads QIF, CSV, XLS and digital PDF files and writes a .qbo file for QuickBooks Bank Feeds. Checked on the MoneyThumb 2QuickBooks converter page on 30 August 2026, the vendor lists 2qbo Convert Pro at $549 and 2qbo Convert Pro+ at $599, both as one-time purchases licensed per computer. The Pro+ tier is the one that handles scanned paper statements, and that OCR path is Windows only. Two things catch buyers out. The first is that the license covers one computer, so a second machine or a second bookkeeper means buying again. The second is that MoneyThumb sells a separate product per output format: 2qbo writes QBO, and QFX or spreadsheet output means another purchase. If you are on Windows, you convert for years, and you would rather own software than rent it, the math works in its favor.

ProperConvert is the current ProperSoft app, and it is what the older PDF2QBO and Bank2QBO product names now point at. One app handles the whole matrix of inputs and outputs, so the same license writes QBO, IIF, QFX, OFX, QIF and CSV rather than charging per format. Re-verified on the ProperSoft purchase page on 30 August 2026: an individual license is $19.99 a month or $179.99 a year, per user and per device, with unlimited pages and statements and free updates. A three-user team plan is $49.98 a month or $449.97 a year. It installs on both Windows and Mac, and it reads scanned and password-protected PDFs on either, which is the single biggest practical difference from MoneyThumb. There is a 14-day money-back guarantee on a first order and a free trial that converts 10 transactions per file. The trade-off is that it is a subscription: stop paying and the app stops converting.

PDFQBO is the option that removes the install question entirely. It runs in a browser, so the same account works on a Mac, a PC or a Chromebook, and scanned statements are read with built-in OCR on all of them rather than only on Windows. You upload a PDF statement, check the transactions in a table against the statement total, and export a QBO file for QuickBooks Online or an IIF file for QuickBooks Desktop. Paid plans start at $49 a month, or $24 a month billed yearly, and you can convert a statement free before deciding. Over three years it costs more than either desktop tool, so the honest case for it is not price. It is for people who do not want to manage licenses and installs across machines, who work on a Mac and still need scanned statements read, or who want to test their own bank layout in a minute without downloading anything.